1. Agreement to Terms
These Terms of Use constitute a legally binding agreement between you and BUSINESS-NEEDS GLOBAL SOLUTIONS LTD. By accessing or using our website (business-needs.biz), you acknowledge that you have read, understood, and agree to be bound by these Terms.
2. Use of Website Content
All content, trademarks, graphics, UI components, code, and documentation published on this website are the intellectual property of BUSINESS-NEEDS GLOBAL SOLUTIONS LTD or its licensors. You may not reproduce, distribute, or create derivative works without prior written authorization.
3. Accuracy of Information
While we strive to ensure that all information on this website regarding our corporate entity, capabilities, and digital financial solutions is accurate and up-to-date, website information is provided for general informational and partnership inquiry purposes and does not constitute a formal loan offer or binding legal commitment until loan agreements are formally executed.
4. Responsible Borrowing and Eligibility
Our digital credit services are available only to individuals legally competent under Ghanaian law (minimum 18 years of age) holding valid Ghana Card identification and active Ghanaian Mobile Money accounts. We promote responsible borrowing and reserve the right to decline or calibrate loan requests based on credit risk evaluation.
5. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the Republic of Ghana, including the Companies Act, 2019 (Act 992) and the Data Protection Act, 2012 (Act 843). Any dispute arising under these Terms shall be submitted to the exclusive jurisdiction of the courts in Accra, Ghana.